There are certain normal costs related to closing the sale of a house. These expenses are usually split between the buyer and seller, as instructed in the sales contract. Many are conventional, but there are nuances to each, so you'll want a real estate expert in Florida to help guide you through the process.
Costs pertaining to your mortgage to be paid at closing (Details) - Points (optional)
- Appraisal Fee
- Credit Report
- Interest Payment
- Escrow Account
At closing, the following taxes are usually collected (Details) - Property Taxes
- Transfer Taxes and Recording Fees
Insurance fees due at closing (Details) - Homeowners Insurance
- Flood Insurance (optional)
- Private Mortgage Insurance (PMI) (optional)
- Title Insurance
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Sellers: As we hammer out your sale, I'll not only work to get the very best sales price, but I'll also campaign for limited closing costs. And once we've arrived at an agreement, I'll explain in detail the closing costs so you are informed of exactly what you're paying for.
Buyers: If you are purchasing real estate in Palm Beach County, you'll be given a "Good Faith Estimate" (GFE) of closing costs within three days of submitting your loan application. The estimate is based on the loan officer's past experiences and is required to be within an acceptable range so you're not surprised when you get to the closing table. I'll be happy to look at the GFE with you, answering your questions and highlighting any estimates that are uncertain.
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M. Peg Delp Realtor, CRS., GRI., CHMS, CPMS, CDPE, Associate Broker, Realtor®
700 East Atlantic Ave. Delray Beach, FL 33431 Office: 561.436.5560 561.436.5560 
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